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Aetna Florida Insurance

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Aetna of Florida
Aetna FL Apply Online
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Aetna of Florida

One of the nation's largest health insurance leaders, Aetna of Florida, brings you health care, pharmacy, dental, disability insurance, employee benefits, and group life services. More than 17 million people across the country now benefit from the Aetna network of nearly 1.5 million health care professionals, doctors and specialists. As the people's choice, Aetna of Florida has become a statewide leader in health insurance. That allows Aetna to bring you an array of health insurance and employee benefits products with special services through a consumer-directed health plan. This gives you even greater control over your own health care.

As a Florida resident, you'll find that Aetna has designed plans to meet your needs. The Aetna First Dollar and Open Access health insurance plans give you access to any recognized health care provider within the PPO network. You can also enjoy lower deductibles with the Aetna Preventative and Hospital Care plans. To give you more control of your health care dollars, Aetna has three health savings account (HSA) compatible plans.

You can run an instant quote to see detailed information about plan details, limitations, and restrictions.  Or contact us and we will help you decide on a plan that is right for you and your family.

Rate Information:

All Aetna deductible options have a 6 month rate guarantee.  Please run an instant quote for available rates in your area.

The premium can be paid via quarterly, semi-annual, or annual billing, or a monthly bank draft or credit card.  The bank draft will occur on the premium due date each month.  The initial premium can be paid with a check or credit card.

Network:

Use Aetna's DocFind to locate Aetna's participating doctors and hospitals, dentists, in addition to Primary Care Physician-referred facilities and vendors in your area.  You may obtain covered services from any provider anywhere, but you will pay a higher percentage of the bill for out-of-network expenses.

It is important to note that many non-emergency services require you to obtain pre-authorization before services are rendered.  Receiving this authorization is as easy as making a phone call.  Not doing so can result in your benefits being reduced from 100% to 0%.

Underwriting:

Underwriting of your application with Aetna normally takes two to three weeks, though if medical records are ordered it could take longer.

It is standard practice to request a Blood Pressure Inquiry or medical records for all applicants who are currently being treated for or who have recently discontinued treatment for high blood pressure or elevated cholesterol.  Certain conditions may be waivered with a temporary rider (usually for one to two years), or an indefinite rider.

Effective dates:

The earliest your coverage can go into effect is one day after your signed application has been received by Aetna.  You may request an effective date any time as far out as 60 days after you sign your application.

Please note, if you are requesting an effective date of less than 21 days from the time you complete the application, you may not receive notification of your approval until after your effective date.  If you have claims during this period, they will be eligible for coverage if submitted after you have been approved.  Also note that you will be billed starting on your requested effective date, even if you have not yet been notified that you have been approved.  This is very good for someone who does not have any present coverage and would like for their benefits to begin right away.  For those who are already covered, it is suggested that you maintain your current coverage in force until you have received notice from either eFLHealthInsurance or directly from Aetna that your coverage has been approved and is in force.

How to Apply:

Simply run an instant quote and select the plan you are interested in.  Then select to apply online (note: internet explorer is required to apply online) or download the application, fill it out and fax it in to us.  We will then stay in touch with your during the underwritting process to keep you informed of the progress.

About Aetna of Florida:

Formed in 1850, Aetna is one of the nation's leaders in health care, dental, pharmacy, group life, disability, and long-term care insurance and employee benefits.

Aetna is rated "A" (Excellent) by the A.M. Best Company, an independent insurance rating organization. 

eFLHealthInsurance is an independent authorized Aetna agent.

Aetna Health Insurance in the News

Aetna Announces 2012 Annual Meeting Will Be Held May 18 in Nashville, Tennessee
Aetna’s annual meeting of shareholders will occur on Friday, May 18, 2012. The annual meeting will be held at 9:30 a.m. Central Time at Gaylord Opryland Hotel & Convention Center in Nashville, Tenn.

Aetna Teams-Up with U.S. Hispanic Chamber of Commerce to Offer Individual Products
As part of its efforts to meet the unique needs of the Hispanic business community, Aetna has announced an agreement with the United States Hispanic Chamber of Commerce to offer Individual products to their members.

Bunion Repair at $66,100 Spurs Aetna Lawsuit Against Clinics
Aetna Inc. is suing seven California surgery centers for a billing system that it claims “recklessly subverts” health care delivery with charges of as much as $66,100 for a bunion repair.

Aetna accuses NY docs of overcharging patients
Barbara Benson - Aetna made headlines in California last week when it sued seven California surgery centers for treating patients at out-of-network rates, charging $66,100 for a bunion repair. But in New York, Aetna quietly filed a lawsuit last October against New York doctors whose patients were socked with massive bills—in one case for more than $425,000. The two lawsuits, along with earlier ...

Aetna Reports Fourth-Quarter and Full-Year 2011 Results
Aetna today announced fourth-quarter 2011 operating earnings of $354.3 million, or $.97 per share, a per share increase of 54 percent over 2010. Full-year 2011 operating earnings were $1.97 billion, or $5.17 per share, a per share increase of 40 percent over 2010.

Aetna, Inc. (AET)
Aetna Inc.'s (NYSE:AET - News) fourth quarter 2011 results came in line with the Zacks Consensus Estimate. Earnings were, however, up 54% year over year. The quarter primarily benefited from low medical utilization ...

Aetna Teams up With USHCC To Offer Individual Products
As part of its efforts to meet the unique needs of the Hispanic business community, Aetna (NYSE: AET) has announced an agreement with the United States Hispanic Chamber of Commerce (USHCC) to offer individual products to chamber members.

Aetna Announces Appearance at UBS 22nd Annual Global Healthcare Services Conference
Aetna announced today that Joseph M. Zubretsky, senior executive vice president and CFO, is scheduled to make a presentation at the UBS 22nd Annual Global Healthcare Se

Aetna Launches National Patient-Centered Medical Home Program in Connecticut and New Jersey
Aetna announced today a national Patient-Centered Medical Home program that will begin in Connecticut and New Jersey. The program recognizes primary care physicians who more actively coordinate and manage their patients’ care across the health care system.

Earnings Preview: Aetna to report on 4Q Wednesday
Aetna Inc. will become the latest insurer to tell investors whether health care use is picking up when it reports fourth-quarter results on Wednesday.WHAT TO WATCH FOR: Insurers have been helped the past ...


 

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