Aetna
Florida Insurance
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Aetna
of Florida One
of the nation's largest health insurance leaders, Aetna of Florida, brings
you health care, pharmacy, dental, disability insurance, employee benefits, and
group life services. More than 17 million people across the country now benefit
from the Aetna network of nearly 1.5 million health care professionals, doctors
and specialists. As the people's choice, Aetna of Florida has become a statewide
leader in health insurance. That allows Aetna to bring you an array of health
insurance and employee benefits products with special services through a consumer-directed
health plan. This gives you even greater control over your own health care. As
a Florida resident, you'll find that Aetna has designed plans to meet your needs.
The Aetna First Dollar and Open Access health insurance plans give you access
to any recognized health care provider within the PPO network. You can also enjoy
lower deductibles with the Aetna Preventative and Hospital Care plans. To give
you more control of your health care dollars, Aetna has three health savings account
(HSA) compatible plans. You
can run an instant quote
to see detailed information about plan details, limitations, and restrictions.
Or contact us and we will help you decide on
a plan that is right for you and your family. Rate
Information:
All Aetna
deductible options have a 6 month rate guarantee. Please run an instant
quote for available rates in your area. The
premium can be paid via quarterly, semi-annual, or annual billing, or a monthly
bank draft or credit card. The bank draft will occur on the premium due
date each month. The initial premium can be paid with a check or credit
card.
Network:
Use Aetna's
DocFind to locate Aetna's participating doctors and hospitals,
dentists, in addition to Primary Care Physician-referred facilities and vendors
in your area. You may obtain covered services from any provider anywhere,
but you will pay a higher percentage of the bill for out-of-network expenses. It
is important to note that many non-emergency services require you to obtain
pre-authorization before services are rendered. Receiving this authorization
is as easy as making a phone call. Not doing so can result in your benefits
being reduced from 100% to 0%.
Underwriting:
Underwriting
of your application with Aetna normally takes two to three weeks, though
if medical records are ordered it could take longer. It
is standard practice to request a Blood Pressure Inquiry or medical records
for all applicants who are currently being treated for or who have recently
discontinued treatment for high blood pressure or elevated cholesterol.
Certain conditions may be waivered with a temporary rider (usually for one to
two years), or an indefinite rider.
Effective
dates:
The earliest
your coverage can go into effect is one day after your signed application has
been received by Aetna. You may request an effective date any time as
far out as 60 days after you sign your application. Please
note, if you are requesting an effective date of less than 21 days from the
time you complete the application, you may not receive notification of your
approval until after your effective date. If you have claims during this
period, they will be eligible for coverage if submitted after you have been
approved. Also note that you will be billed starting on your requested
effective date, even if you have not yet been notified that you have been approved.
This is very good for someone who does not have any present coverage and would
like for their benefits to begin right away. For those who are already
covered, it is suggested that you maintain your current coverage in force until
you have received notice from either
eFLHealthInsurance
or directly from Aetna that your coverage has been approved and is in
force.
How to
Apply:
Simply run an
instant quote and
select the plan you are interested in. Then select to apply
online (note: internet explorer is required to apply online) or download
the application, fill it out and fax it in to us. We will then stay in
touch with your during the underwritting process to keep you informed of the
progress.
About
Aetna of Florida:
Formed in 1850,
Aetna is one of the nation's leaders in health care, dental, pharmacy,
group life, disability, and long-term care insurance and employee benefits. Aetna
is rated "A" (Excellent) by the A.M.
Best Company, an independent insurance rating organization. eFLHealthInsurance
is an independent authorized Aetna agent.
Aetna
Health Insurance in the News
Aetna, Caremark Agree To 12-Year Deal
Aetna and CVS Caremark have entered into a 12-year contract to administer the Hartford health insurer's pharmacy drug program.
Aetna Shares Slump After Report, CVS Deal
Aetna shares were down in morning trades on Wednesday although the company was able to best Wall Street expectations for its second-quarter report.
Aetna posts higher 2Q profit up 42 percent
Health insurer Aetna Inc. says its second-quarter profit rose 42 percent, as the percentage of premiums the company spent on medical care fell versus a year ago.
Aetna Sees No Earnings Boost From CVS Caremark Deal Until 2012
Aetna Inc., the third-largest U.S. health insurer, does not expect its new pharmacy-benefit contract with CVS Caremark Corp. to increase earnings until 2012, said Chief Financial Officer Joseph Zubretsky.
Aetna Announces Appearance at BMO Capital Markets 10th Annual Focus on Healthcare Conference
HARTFORD, Conn.--(BUSINESS WIRE)--Aetna (NYSE: AET) announced today that Joseph M. Zubretsky, executive vice president and CFO, is scheduled to make a presentation at the BMO Capital Markets 10th Annual Focus on Healthcare Conference on August 5, 2010, in New York, NY. Aetnas presentation is scheduled to begin at 10:45 a.m. (ET). Investors, analysts and the general public are invited to listen ...
Aetna Raises 2010 Profit Forecast a Second Time on Lower Costs
Aetna Inc., the third-largest U.S. health insurer, increased its 2010 profit forecast a second time after a milder-than-expected flu season and improved coordination with doctors helped reduce medical costs.
Aetna, Continuum health care fight comes to end
Barbara Benson - Aetna and Continuum Health Partners have finalized a three-year contract, slightly more than a week before thousands of New York-area patients covered by Aetna faced high fees to see doctors or hospitals in the chain. The new contract comes after months of intense, sometimes acrimonious negotiations. Aetna members have been out-of-network with Continuum since April 5. The new ...
Aetna Boosts 2010 Profit Forecast, Citing Lower Medical Costs
Aetna Inc., the third-largest U.S. health insurer, boosted its 2010 profit forecast, saying a milder-than-expected flu season and improved coordination with doctors helped to lower medical costs.
Aetna posts higher 2Q profit up 42 percent
Health insurer Aetna Inc. said late Tuesday its second-quarter profit rose 42 percent, as the percentage of premiums the company spent on medical care fell versus a year ago. Aetna - Health care - Insurance - Health - Medicine
Aetna posts profit rise, lifts outlook
LOS ANGELES (MarketWatch) -- Aetna Inc. said late Tuesday its second-quarter profit totaled $491 million, or $1.14 a share, from $347 million, or 77 cents a share, in the same quarter a year before. Analysts had expected earnings on average of 73 cents a share on sales of $8.4 billion, according to a FactSet Research survey. Total revenue for the quarter was $8.55 billion, slipping from $8.67 ...
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