Blue
Cross Blue Shield of Florida, a division of Anthem Blue Cross Blue
Shield, offers a wide variety of insurance plans to choose from that include
medical insurance for individuals, families, and groups, dental insurance,
life insurance, and specialty programs. With over 60 years in the insurance
business and a vast network of doctors and physicians, Blue Cross Blue Sheild
of Florida helps Floridians get the medical coverage they need at prices they
can afford. They offer many Online Services, emergency care world-wide, and
access to alternative health care practitioners.
Florida
Blue Cross Blue Shield offers insurance plans that cater to all
medical and financial needs. The SmartSense plans offer low costs while
still covering the essentials of health care such as prescription drug coverage
and office visits. PPO Share Plans have benefits that cater towards
families and allows members access to immediate benefits for office visits,
preventive care and annual physical exams. The Individual Lumenos HSA
and HIA (Plus) allows individuals to receive benefits to stay healthy all
while keeping more control over their health care dollars. Blue Cross
also offers PPO plans that are HSA-compatible and cover 100% for most services
after deductible. Run an instant quote for complete plan details and
rates in your area.
Rate
Information:
Rates vary
based upon zip code, age, and effective date. Please run an instant
quote to see available plans and rates in your area.
Underwriting:
Blue Cross
Blue Sheild of Florida has one of the easiest, most efficient underwriting
teams in the industry. The process is very fast if no medical records
are needed. While it is always a good idea to apply at least three
weeks prior to the time you need your new coverage to take effect, some
applications that are done online are approved by Blue Cross Blue Shield
within 24 hours.
The
company does have the right to accept or decline any individual or family
application. Certain conditions may be waivered with a temporary rider
(usually for one to two years), or an indefinite rider. If you are
currently being treated for depression, anxiety, or high cholesterol, please
let us know before you apply so we can make sure there are no delays in
getting you covered.
Effective
dates:
The coverage
can go into effect in as quickly as 24 hours, though you risk being declined
if claims are submitted before the underwriting process is completed. You
may request an effective date any time the date after you sign the application
and 60 days later. Please note that you will be billed starting on
your requested effective date, even if you have not yet been notified that
you have been approved. This is very good for someone who does not
have any present coverage and would like for their benefits to begin right
away. For those who are already covered, it is suggested that you
maintain your current coverage in force until you have received notice from
either eFLHealthInsurance
or directly from Blue
Cross Blue Shield that your coverage has been approved and is in force.
Your
earliest possible effective date will be the day after Blue Cross Blue Shield
of Florida has received all the necessary documents and information needed
to process your application.
How
to Apply:
Simply run
an instant quote
and select the plan you are interested in. Then select to apply
online or download the application, fill it out and fax it in to us.
We will then stay in touch with your during the underwritting process to
keep you informed of the progress.
About
Blue Cross Blue
Shield of Florida:
Blue Cross Blue Shield of Florida has been serving the health
care needs of Floridian since 1937. Anthem Blue Cross of Florida,
together with its branded affiliates, provides health care services to more
than 6.8 million members.
Blue
Cross Blue Shield of Florida has been assigned a rating of "A"
(Excellent) from the A.M.
Best Company, an independent insurance rating organization.
eFLHealthInsurance
is an independent authorized
Blue Cross Blue Shield of Florida agent.
