Florida Health Insurance Blog  

Many people in Florida are still being denied health care as they struggle to find affordable health insurance. At eFLHealthInsurance, we’re on a mission to make it easier for Florida residents to find the affordable health insurance they need.

Working independently, we reviewed and put together more than 302 different Florida Health Insurance plans from a range of companies, and all plans are shown at the guaranteed lowest rates available. Read the rest of this entry »

The U.S. Institute for Healthcare Improvement is working with two-thirds of American hospitals to make surgery safer. They’ve developed a single-page checklist that requires just minutes to complete at three critical junctures of operative care: before anesthesia is administered, before skin incision, and before the patient is removed from the operating room.

In a pilot study, hospitals used this checklist that was developed by an expert panel convened by the World Health Organization as part of its “Safe Surgery Saves Lives” Initiative. The checklist had a visible impact in every hospital. Even those who had been skeptical turned into advocates when seeing the benefits to safety and consistency of care. Read the rest of this entry »

If you are in the market for health insurance in Florida, you may already be aware that there are a multitude of different health insurance options that may apply to you and your family. When it comes to getting the right health insurance options for your needs, there’s no short cut to doing the right research.

Every health insurance company offers many different types of health insurance plans. These plans may include Health Savings Accounts, Medicare coverage plans, PPO plans, group health insurance plans, and individual health insurance plans. In order to find the right plan for your needs, it’s best to begin by ensuring that you understand exactly what your needs are. Read the rest of this entry »

Although it’s common for high school and college students to go for years without the benefits of health insurance coverage, this puts them at extreme risk.

One of the largest studies of how health insurance affects preventable deaths among children was conducted by researchers at the Johns Hopkins Children’s Center. Using data from 37 states collected from 1988 to 2005, investigators found that uninsured children have a greater risk of death than children with insurance regardless of their medical condition. Read the rest of this entry »

If you’re ready for some good news about the economy, science has a new perspective for us. While we’ve traditionally focused on how harmful recessions can be, we’ve overlooked a major benefit. During recessions, and even the Great Depression, mortality rates in the U.S. and other developed countries actually declined.

Mortality rates rose, and life expectancy fell during periods of strong economic growth. This may be because economic growth means more pollution, and greater stress on employees to produce. People are likely to drink more alcohol, over indulge in unhealthy foods, and smoke during periods of economic growth, as well. It seems that benefits are easy to overlook when we focus on the negative side. Read the rest of this entry »

The young and the healthy are tempted to scrip and save money by not buying health insurance because they don’t expect to need it. However, research is finding that health insurance in America is not a luxury that anyone can do without.

Americans who have no health insurance are more likely to die after being admitted to a hospital for trauma care than Americans with health insurance. That’s the findings of a report published in the November 2009 issue of Archives of Surgery. Uninsured adults have a 25 percent higher risk of dying than insured adults, and, according to the researchers, they account for approximately 18,000 deaths per year. Read the rest of this entry »

At eFLHealthinsurance, we know how difficult it is now to find affordable health insurance if you are buying your own coverage. To get lower-premium plans, you have to buy plans with high deductibles, and pay for all of your medical expense until that annual deductible is met. That’s why we’ve come up with several ways that you can save more of your health care dollars.

With our special Prescription Drug Discount card, you can go the pharmacy today with a card you download and cut out to get good discounts. It’s widely accepted at major pharmacies across the country. We can also help you save on lab tests at eFLHealthinsurance. You can sign up online today, order the tests you want, and have them run at the closest participating lab. Read the rest of this entry »

From uninsured young adults to seniors, new healthcare legislation extends the protection of Health Insurance in Florida. Parents will be able to keep children on their health plans until they are 26. That can cover one the most vulnerable groups in America in terms of lack of health coverage, and high rates of illness.

People with pre-existing health conditions will have new opportunities to purchase coverage from a federally-subsidized pool backed by $5 billion in federal money. Subsidized premiums will help people who have been uninsured for at least six months, and have undefined medical problems. Read the rest of this entry »

You need to protect your right to see the doctors you choose, but Health Insurance Plans in Florida that allow you to see any doctor are more expensive than more limited plans. Managed care policies can offer a generous range of choices among doctors and hospitals, and still save you money.

You can find major PPOs that are accepted at 80 to 90 percent of U.S. medical facilities. These PPOs are comprised of doctors and hospitals that provide medical services to a specific group at discounted rates. As a PPO member, you pay for services as you receive them, and are generally reimbursed for treatment costs minus co-payment percentages. Physicians may even bill your insurance directly so you pay only a co-payment. Read the rest of this entry »

At eFLHealthInsurance, we can help you lower your medical expenses. We provide money-saving opportunities as additional benefits, including lab fee discounts and prescription drug discounts.

The biggest markups in medicine are for lab tests and prescription drugs. Instead of paying full retail price for tests like blood work and CAT scans, eFLHealthInsurance clients and website visitors have access to discounted pricing that reduces the costs by as much as 80 percent. Simply go online, order the tests you want, and then go to the closest participating lab to have the tests run. Results are usually available within 48 hours. Read the rest of this entry »