May 17th, 2012
You might have heard of a type of Florida health insurance called “mini-med” plans. These plans are basically inexpensive due to the limited health coverage it offers. However, it won’t protect you from major medical expenses like catastrophic coverage plans will. Since Florida obtained a waiver from Obamacare, it can continue to sell plans that are well below federal health care law requirements.
The waiver only lasts for a year, though, and Florida is still required to upgrade. In
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May 13th, 2012
Currently, the Florida health insurance system has diversified. Unlike in the past when you just had to settle for limited coverage, now it seems that health insurance companies have come up with ways to meet people's expectations regarding their health insurance coverage.
Florida health insurance offers managed care options. Sub-categorically, they are referred to as HMOs and PPOs. An HMO is a popular plan which stands for Health Maintenance Organization. One good thing about this particular
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May 9th, 2012
The freedom to travel is a benefit many retirees look forward to with anticipation. But when traveling internationally, it is vitally important that seniors consider unexpected medical emergencies. With few exceptions, Medicare will not cover medical costs outside the United States, so a travel Florida health insurance plan may be a good option.
Most plans may exclude pre-existing conditions, so it is also important to be careful when choosing a policy. International Travel FL health insurance
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May 7th, 2012
Are you thinking of the perfect Mother's Day gift ideas for your pregnant wife and your mom? More than personalized greeting cards, flowers and edible arrangements, nothing beats having good health.
Of the women who give birth in our country each year, about 60 percent are helped by a health center or a similar program. Too many women lack medical care for pregnancy, including a doctor and hospital they trust. In order to keep moms and their babies healthy and well, check to see if your mom has
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May 5th, 2012
In Florida, the birth control mandate of the Affordable Care Act has faced strong opposition. In fact, a lawsuit was filed questioning the legality of the mandate. According to the lawsuit, contraception violates religious and moral rights. The birth control mandate requires insurance companies to cover contraceptives starting January 2013.
If the birth control mandate is approved, expect to see a slight increase in Florida health insurance premiums. One way to offset higher premiums may be
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May 1st, 2012
Approximately 4,000 of Florida’s uninsured residents are finally getting the healthcare they have long wanted and needed through the Florida health insurance Pre-existing Condition Insurance Plan (PCIP). This is less than the number the government had projected. According to Steve Larsen, a deputy administrator with the U.S. Department of Health and Human Services, only a few had signed up in Florida because people are still learning about the program.
The PCIP is a program run by the federal
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April 29th, 2012
Just when you’re ready to get a Florida health insurance plan, you are suddenly confronted with all the different types of Florida health insurance. This adds to your confusion. Depending on the amount of health care you need, there are types of coverage that will cost you more. For instance, an HMO plan may have low premiums but can increase your out-of-pocket expenses if you see a doctor out of the provider network.
There are also PPO Florida health insurance plans. They give you significant
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April 25th, 2012
Despite the attempts of the federal government to offer funding for the implementation of the health care reform law in Florida, the state still refused to accept any federal funds tied with the Affordable Care Act. The reason is Gov. Rick Scott’s administration firmly believes that they will prevail in the Supreme Court regarding the unconstitutionality of the law.
However, the waiver that Florida received will expire this year and they still have to comply with the mandates of the health
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April 23rd, 2012
Autism Speaks, the nation's largest autism science and advocacy organization and the leading voice for autism insurance reform, today hailed Friday’s decision by U.S. District Court Judge Joan Lenard ordering Florida’s Medicaid program to cover Applied Behavior Analysis (ABA) immediately, finding the treatment was medically necessary and not “experimental” as claimed by the state. The written order was issued today and applies to all Medicaid-eligible individuals under age 21. This is good
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April 18th, 2012
Do you want to avoid deductible charges for cancer, a heart attack, or even a stroke? It is possible if you add a Critical Illness policy to your Florida health insurance plan. This would helpful especially if your Florida health insurance plan has a high deductible.
One problem associated with high-deductible health plans is that once you are ill, you need to come up with several thousand dollars. Before your coverage kicks in, you need to pay off your high deductible. That’s the general
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