Florida Health Insurance Blog  

The Boston Marathon is tough.  But running the marathon with diabetes?  This is even more challenging.  Laura Takach is doing just that. She's taking on the Boston Marathon this year, running for the JDRF (Juvenile Diabetes Research Foundation).  Laura is 28 years old and has been living with Type I diabetes since the age of six.  She says, "Running is something that reminds me that my body is capable.  That I'm able to function and do something that everyone else can do." Running is a form | Continue reading this entry »

If you’re self-employed, there is a strategy that you can use to minimize your out-of-pocket costs for health care.  Have you heard of Health Reimbursement Arrangements (HRA)? An HRA is an agreement which allows your business to cover your employee's healthcare expenses, including individual Florida health insurance premiums, as a tax-free fringe benefit. This tax benefit was established in Section 105 of the IRS tax code in 1955.  This is when General Electric lobbied for a business reimbursement | Continue reading this entry »

With health care costs on the rise, it is of the essence to protect you and your family with a Florida health insurance plan.  Having health care coverage can definitely take the weight off your shoulders when paying for hospital bills.  You might have heard of HMO health insurance for Florida, but do you know what this health insurance plan offers? Health Maintenance Organization (HMO) Florida health insurance plans are popular because they work with no claim forms.  You don’t have to wait | Continue reading this entry »

Did you know that you can easily get health insurance in Florida by making use of the internet?  If you are the type of person who does not have the time to talk to numerous insurance agents, getting your Florida health insurance online may be the best option for you.  You can get a Florida health insurance plan in record time with our online quotes and applications. Shopping online is the smart way to find which Florida health insurance plans cost less.  You can compare a lot of different | Continue reading this entry »

With a wide range of managed care options for Florida health insurance, you have probably heard of PPOs.  Preferred Provider Organizations or PPOs typically offer an extensive doctor and hospital network to provide you quality health care at discounted rates. To take advantage of the substantial discounts for healthcare services, select doctors and hospitals within the PPO provider network list.  If you’ve already found a doctor you trust, be sure that you will be able to see that doctor without | Continue reading this entry »

It may seem attractive to get a Florida health insurance plan with a low deductible.  However, a FL health insurance plan with a high deductible typically costs less than a plan with co-payments.  Nowadays, Florida health insurance plans purchased after health care reform offer coverage for preventive health care even before you meet the deductible.  A co-pay plan may actually end up costing you more in terms of high premiums than a plan with a deductible. Of course, if you're worried about | Continue reading this entry »

Many aspects go into causing the yearly rate increase (usually on January 1) of Florida health insurance policies. Inflation is a basic cause that affects everything. However, it is not the main contributing factor in the price increase. The way to obtain the cheapest premium and deductibles with the best coverage is to be healthy. This makes you a low risk for the insurance company and increases your chances for getting the best rate possible. If your medical history does not meet a company's standards, | Continue reading this entry »

The amount of money that is paid out by Florida health insurance companies on medical claims caused by accidents is staggering. Most of these accidents are auto accidents. But, many are because of carelessness around the home and during recreation. Did you know that you can save a significant amount of money when you supplement your Florida health insurance plan with an accident insurance plan?  A supplemental accident insurance plan is the perfect addition to a high-deductible FL health insurance | Continue reading this entry »

When your health is good, you have some low-cost options when it comes to Florida health insurance premiums.  You can even find FL health insurance premiums that are up to 40 percent below premiums for standard co-pay plans.  How?  Find a high-deductible Florida health insurance plan that's qualified to work with a Health Savings Account or an HSA. HSA plans have lower FL health insurance premiums.  This is because you must pay for some of your health care costs until you have met your plan's | Continue reading this entry »

There are a lot of questions that you need answers to before you can make an informed decision about Florida health insurance. So, are you stuck relying on what an individual agent tells you?  Do you have the time to research health insurance in Florida all on your own?  Where do you start? Get a head start with our How To guide page.  Did you know there are different kinds of FL health insurance?  The plans with the lowest premiums may leave you at risk for major medical expenses.  They're | Continue reading this entry »