Florida
Student Health Insurance
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Health
Insurance for College Students either Attending School in Florida, or from
Florida but Attending College Elsewhere.
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Though many
colleges offer health insurance coverage for students, often times these policies
are very limited in coverage or overly expensive. As a solution to this
problem, we have been able to locate a student health insurance policy that
offers good coverage at very competitive rates, and is available to both domestic
and international students. 
Student
Health Insurance Rates and Application
The premiums
for student health insurance in Florida are based on the deductible you choose,
and your age. The premium can then be paid either annually or semi-annually
with a check or credit card. In addition to the rates below, there is a one-time
$20 application fee.
How
the Plan Works You choose a
deductible. After the deductible, the plan pays 80% of the next
$10,000 in covered expenses, and 100% of the remaining covered expenses up
to $100,000 for each illness or injury up to a $1,000,000 lifetime maximum.
This plan does include office visits, but does not cover prescription
drugs. Run an instant
quote for complete description of the coverage and exclusions.
Plan
Highlights
- Take
your coverage with you. The Student Health Insurance we market
is available to any student (up to age 29) either living in or going to
school in Florida. Once you've been accepted the coverage is yours
to keep even when you are no longer a student.
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Coverage throughout the U.S. and Canada. You're covered when traveling
anywhere in the United States, its possessions, or Canada. If you
need coverage for international travel, click
here.
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You choose your doctors and hospitals. You choose your doctors
and hospitals. You are never restricted to an HMO or PPO service area.
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Guaranteed Renewability. Whereas most college health insurance
plans only cover you until you graduate or very shortly thereafter, this
plan can be renewed for as long as you continue to pay the premiums.
Eligibility
Requirements
Any undergraduate
taking nine or more college credits, or any full-time graduate student (as
defined by the school), up to age 29, is eligible to apply.
Preauthorization If you are insured
under this plan, you must obtain authorization for all hospital admissions,
outpatient surgeries, and certain other services. The number to call
for preauthorization is 1-800-454-5105. This number will also be on
your student health insurance identification card and the student health insurance
contract which you will receive.
No
HMOs or PPOs With this student
health insurance plan you can visit the doctor or hospital of your choice.
No referrals are needed, and no non-network penalties are incurred.
Money-back
Guarantee If you are not
100% satisfied with the student health insurance plan, you can return the
contract within 10 days of delivery for a refund. If a cancellation
request is received after the 10-day free look, a prorated refund will be
provided as described in the contract.
eFLHealthInsurance
is an independent authorized Assurant agent in Florida.
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