At this time, health insurance plans available on the market do not provide coverage for routine maternity coverage, but your related medical expenses can still be paid from your HSA, thus effectively making them tax deductible. If you have complications with your delivery, your policy will cover those expenses just as if you were hospitalized for any other illness.
At present, there are no carriers available through eFLHealthInsurance in Flordia that offer routine maternity coverage. As of January 1, 2014, all individual plans will be legally required to cover routine maternity costs.
