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“I must compliment you for your service and personal attitude, especially in a world that seems to have forgotten ‘customer service.’ I am indeed fortunate that I ‘found’ eFLHeathinsurance on the Internet by accident – or divine intervention.”

“I am pleased to write you this letter.  I was very lucky to ‘happen upon’ eFLHeathinsurance in my internet search for health insurance. It was very difficult comparing plans - there are so many and so much information to try to sort through.  Most insurance brokers are not knowledgeable and are only working with plans they either sell over and over or that they are familiar with.  They do not take the time to figure out what exactly the individual is looking for and then try to find a plan that would help you the most.  There is so much information to go through and it takes a lot of time.”

“I had an excellent experience with Tim Holt.  He had a way to make me feel that he was personally interested in my insurance needs and not just in making a ‘sale.’  He was understanding and not pushy.  He provided just enough follow-up to make me know he was there but not so much that it became annoying.  He was knowledgeable and very helpful.”  

“I was searching for an HSA plan specifically because of the lower premium and the tax savings.  I feel that I am very fortunate in having ‘happened upon’ HAS for America on the internet. I would recommend your company and have in casual conversation when the topic comes up on health care insurance.”

“Thank you - your organization and the people who work for you are all excellent.  They are understanding, compassionate and extremely knowledgeable and helpful.  They make a very difficult process very easy.  Your website provides so much information - everything from the plans, to where to get an HSA account and other insurance - all in one place which really helps. I must compliment you for your service and personal attitude, especially in a world that seems to have forgotten ‘customer service.’ I am indeed fortunate that I ‘found’ eFLHeathinsurance on the Internet by accident – or divine intervention.”

Clarice Deslauriers
Port Richey, FL


“Thank you and your team for the help that you gave in assisting me in selection of an insurance company that would fit my needs.”

“Thank you and your team for the help that you gave in assisting me in selection of an insurance company that would fit my needs.  Diane Dunning took the time to explain various policies that aided in my decision.”

“I did not want insurance people calling me to try and sell what I was not looking for. Your website did not do that. And I appreciate it.”

Mary Ann Sullivan
Jacksonville, FL


“Diane Dunning was outstanding.  Thanks for helping make my transition to ‘real’ insurance a smooth one.”

Diane Dunning was outstanding. Thanks for helping make my transition to ‘real’ insurance a smooth one.”

“I think the most frustrating part of the process is the ‘understanding.’  I really wonder sometimes if the laws as they apply to health insurance are written more for the benefit of various insurers as opposed to consumers. It's almost as if the process is designed to steer the consumer away from freedom of choice and into some ‘directed’ or ‘universal’ program.”

“I am a title insurance agent in New York (soon to relocate to Florida).  My industry is certainly different than yours, but I like to think that my professional life lends itself to a better understanding of insurance products in my personal life.  When it comes to health insurance, this is absolutely not the case.”

“I don't know that your company can do much to change the process.  But if I were in your position, I would be doing everything possible to simplify the process despite the laws aimed at complicating it, and I would be promoting the concept of ‘choice.’  I can now choose how my health care dollars are spent -- not some cubicle worker at an insurance company.”

“You've got a superb organization, so I'm betting my thoughts aren't new to you or to your company. Diane was outstanding. Thanks for helping make my transition to ‘real’ insurance a smooth one.”

Jay Trunzo
Nokomis, FL


"Your customer service really sets you apart from most other companies"

After researching HSA's, we settled on Golden Rule and somehow were connected with your agency.  My experience has been great with your agency...no complaints.  Your customer service really sets you apart from most other companies.

Susan Parry
New Smyrna Beach, FL


"I have received superior service"

I have had a positive experience and feel I have received superior service.  I don't spend long hours on hold waiting to speak with someone.  You either answered my questions quickly or obtained an answer from Golden Rule quickly.  I have already recommended you to others. 

Vickie Haberbosch
Sales Manager
Lakeland, FL


"As a CPA with over 500 clients, I expect to be recommending HSA's and your company to many of them."

My experience with your company and my personal advisor Tim Holt has been excellent.  Tim is a valuable asset to your organization.  He is knowledgeable, polite, friendly - a born sales person.  The service has been timely, informative, valuable and appreciated, and I would definitely recommend your company to others.

As a CPA with over 500 clients, I expect to be recommending HSA's and your company to many of them.

Jim McCleary
McCleary & McCleary, P.A.
Plantation, FL


"I prefer to do my own research to the best of my ability..."

The main thing I liked about your site was the immediate online view of possible insurance choices and their cost without providing a lot of personal information.  I did not feel I was wasting my time or a broker's time for a product that I had not researched.  I prefer to do my own research to the best of my ability and use the sales professional for verification or clarification.

Caryl Anne Halfwassen
Naples, FL


"Tim Holt was very helpful and knew a lot about the various plans."

Shopping for insurance was easy and great! Tim Holt was very helpful and knew a lot about the various plans.  I chose eFLHeathinsurance because a colleague recommended the website.

Dawn Perkins
Palmetto, FL


"Your online support is great."

“I was impressed with the shopping experience. I received a lot of helpful information to help me make my decision.  Tim Holt was helpful from the beginning.  He was very patient too!  I had many questions and he helped me with everything.  I called him when I was ready to ‘commit’ and enjoyed talking directly with him too.  Your online support is great.”

Amy Layman
Bradenton, FL

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